Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website jaspinsan.com (hereinafter, 'the Site'), operated by Jaspinsan S.A.S. By accessing and using this Site, you agree to be bound by these terms. If you do not agree, please do not use our Site.
1. Operator identification
Jaspinsan S.A.S., a company incorporated under the laws of the Republic of Ecuador, with RUC 0993274561001, registered in the Commercial Registry of Guayaquil under number 2019-GYE-042817, domiciled at Av. Francisco de Orellana, World Trade Center Building, Tower A, Office 1204, Guayaquil, Ecuador. Operating license granted by the Superintendency of Companies, Securities, and Insurance: SCVS-2022-0184.
2. Nature of service
Jaspinsan operates as an informational platform about real estate crowdlending in Ecuador. The content of this Site is informational and educational in nature and does not constitute financial, legal, or tax advice. Investment decisions are the sole responsibility of the user.
3. Conditions of use
The user agrees to: use the Site only for lawful purposes and in accordance with these Terms; not reproduce, duplicate, or copy content without prior written authorization; not attempt to access restricted areas of the system; provide truthful information in contact forms; and not use the Site to transmit harmful or illegal material.
4. Intellectual property
All content on the Site, including text, graphics, logos, icons, images, design, and software, is the property of Jaspinsan S.A.S. or its licensors and is protected by Ecuador's intellectual property laws and international treaties. Reproduction without express consent is prohibited.
5. Limitation of liability
Jaspinsan does not guarantee that the Site will be free of errors or interruptions. Information about real estate projects and returns is provided for informational purposes and may vary. We are not responsible for losses arising from the use of information contained on this Site. All investments carry risks that the user must independently evaluate.
6. Data protection
The processing of personal data is governed by our Privacy Policy and by Ecuador's Organic Law on Personal Data Protection (LOPDP). By using this Site and providing personal data, you accept such processing in accordance with said policy.
7. External links
The Site may contain links to third-party websites. Jaspinsan is not responsible for the content, privacy policies, or practices of such sites. We recommend reviewing the terms and policies of any external site you visit.
8. Applicable law and jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Republic of Ecuador. For any dispute arising from these Terms, the parties submit to the jurisdiction of the ordinary courts of the city of Guayaquil, Ecuador, expressly waiving any other jurisdiction.
9. Modifications
Jaspinsan reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the Site. Continued use of the Site after publication of changes constitutes acceptance thereof.
10. Contact
For any inquiries related to these Terms and Conditions, you may write to us at legal@jaspinsan.com or to our physical address indicated above.